🎙️ Input
One-line logging
Just say “Starbucks, $4.99.” The amount and category are figured out and logged automatically. A store name you say is kept as-is.
Math in one line NEW
Put a calculation in your line and Kotori does the math. “Groceries 12.50*4” is logged as $50.00. Available in version 1.1.0 and later. How it works
Shortcuts
Ask Siri or run a Shortcut — log an expense without opening the app.
Voice or text
When voice isn't an option, type it. Either way, the same one line.
🧠 Smarts
On-device learning
Kotori learns your categorization habits on your device. Fix a category once, and it remembers.
A little faster on supported devices
On supported devices, Apple Intelligence speeds up the learning so even a new entry is sorted quickly. It's just an accelerator — the app works fine without it.
Keyword Management NEW
See and edit where each keyword Kotori has learned (like a store name) gets categorized. Open Keyword Management from the More tab. How it works
🔒 Privacy
Not on our servers
Your financial data is never sent to the developer's servers.
No account
No sign-up. No email, no password.
Sync via your own iCloud
Syncing across devices uses only your own iCloud (Apple CloudKit).
👛 Manage
Multiple wallets
Keep separate wallets by purpose or account.
Share with family or a partner
Share a ledger to record and manage together. Sharing also runs through your own iCloud — no dedicated servers, no sign-ups.
Transfers
Log money moved between wallets as a transfer.
25+ currencies
Multi-currency support, so overseas spending fits right in.
📊 Analyze
Budgets
Set budgets per category or overall, and avoid overspending.
Monthly & yearly reports NEW
See each month's or year's income and expenses at a glance. Tap the pie chart to go from income and expenses to categories and subcategories. In category budgets, go from a category to its subcategories, then open that period's transactions right there to edit them. Available in version 1.1.0 and later. How to read reports
Category breakdown
Visualize what you spent, by category.
📥 Import
CSV import
Import CSV data exported from other apps to migrate over.