🎙️ Input
One-line logging
Just say “Starbucks, $4.99.” The amount and category are figured out and logged automatically. A store name you say is kept as-is.
Siri & Shortcuts
Ask Siri or run a Shortcut — log an expense without opening the app.
Voice or text
When voice isn't an option, type it. Either way, the same one line.
🧠 Smarts
On-device learning
Kotori learns your categorization habits on your device. Fix a category once, and it remembers.
A little faster on supported devices
On supported devices, Apple Intelligence speeds up the learning so even a new entry is sorted quickly. It's just an accelerator — the app works fine without it.
🔒 Privacy
Not on our servers
Your financial data is never sent to the developer's servers.
No account
No sign-up. No email, no password.
Sync via your own iCloud
Syncing across devices uses only your own iCloud (Apple CloudKit).
👛 Manage
Multiple wallets
Keep separate wallets by purpose or account.
Share with family or a partner
Share a ledger to record and manage together. Sharing also runs through your own iCloud — no dedicated servers, no sign-ups.
Transfers
Log money moved between wallets as a transfer.
25+ currencies
Multi-currency support, so overseas spending fits right in.
📊 Analyze
Budgets
Set budgets per category or overall, and avoid overspending.
Monthly reports
See each month's income and expenses at a glance.
Category breakdown
Visualize what you spent, by category.
📥 Import
CSV import
Import CSV data exported from other apps to migrate over.