🎙️ Input
Log without opening the app
Record from Control Center or your Home Screen without opening Kotori. From Control Center → From the Home Screen →
Choose where shortcut entries go
Pick a wallet for shortcuts and keep recording there, even while viewing a different wallet in the app. Or let shortcuts follow your selected wallet. See the setting
Check pending entries in Control Center
See your pending count at a glance in Control Center. Tap it to open the entries and review them. Watch the guide
One-line logging
Just say “Starbucks, $4.99.” The amount and category are figured out and logged automatically. A store name you say is kept as-is.
Math in one line
Put a calculation in your line and Kotori does the math. “Groceries 12.50*4” is logged as $50.00. Available in version 1.1.0 and later. How it works
Review pending entries
Entries that need confirmation are grouped in the Transactions tab. Review and confirm them there; they already count toward report totals and breakdowns while pending. How to review entries
Copy a similar expense
Copy an earlier entry with its details already filled in. Change what is different and save it as a new entry for today. You can also copy just the text of a message you sent. Watch the guide
Voice or text
When voice isn't an option, type it. Either way, the same one line.
🧠 Smarts
On-device learning
Kotori learns your categorization habits on your device. Fix a category once, and it remembers.
A little faster on supported devices
On supported devices, Apple Intelligence speeds up the learning so even a new entry is sorted quickly. It's just an accelerator — the app works fine without it.
Organize uncategorized entries
Touch and hold an uncategorized entry and choose Categorize with AI. When Apple Intelligence finds a suitable category, you can see the result and the updated report totals.
Keyword Management
See and edit where each keyword Kotori has learned (like a store name) gets categorized. Open Keyword Management from the More tab. How it works
🔒 Privacy
Not on our servers
Your financial data is never sent to the developer's servers.
No account
No sign-up. No email, no password.
Sync via your own iCloud
Syncing across devices uses only your own iCloud (Apple CloudKit).
👛 Manage
Multiple wallets
Keep separate wallets by purpose or account, and rename the wallet you're using right where it is. Owners can also rename shared wallets. Watch the guide
Share with family or a partner
Share a ledger to record and manage together. Sharing also runs through your own iCloud — no dedicated servers, no sign-ups.
Recurring expenses & income
Set up repeating entries such as rent or salary. Choose a start date and check when the first entry will be recorded before saving. You can also set the schedule, end date, and weekend handling. Watch the setup guide
Add recurring entries in chat
Send the description, amount, and repeat day, then confirm when to start. Weekly expenses and income are supported too. Watch the setup guide
Reminders to record
Get a reminder at a time and on days that fit your routine. Set up several reminders, then turn them on on the devices where you want notifications. Watch the setup guide
Transfers
Log money moved between wallets as a transfer.
25+ currencies
Multi-currency support, so overseas spending fits right in.
📊 Analyze
Budget across the wallets you choose
Include every wallet or just the ones you choose. Allocate an overall budget and category budgets, then review spending and transactions from those same wallets. Confirm a category amount with the numeric keyboard to lock its slider. You can still edit the amount directly while it is locked. Read the setup guide
Keep an eye on today's spending
Set an amount for the day and get an alert when spending across all wallets reaches it. Tap the banner or iPhone notification to review the day's transactions. Watch the guide
A heads-up as you approach your budget
Get alerts at your chosen percentage, when recorded future expenses would take you over budget, and when you've actually gone over. Choose alerts for your overall budget and individual categories. See the alert settings
Monthly & yearly reports
Review monthly and yearly income and expenses for the wallets selected in your budget. Open and edit transactions within the pie chart or category budget card. Uncategorized and unconfirmed expenses are easier to find, and past spending remains available for hidden or deleted subcategories. How to read reports
Total foreign spending in your primary currency
Enter the exchange rate in either direction or the card’s final charge, and the converted amount updates too. Reuse the latest rate for those currencies and total your travel expenses in your usual currency. Watch the guide
Review each month from payday
Start each budget month on payday to review income and expenses through the day before the next one. Watch the setup guide
Category breakdown
Visualize what you spent, by category.
🎨 Appearance
Make the colors, background, and avatar your own
Make everyday recording feel more personal with a color or photo background. Choose a color to overlay on the photo and preview changes as you adjust the color overlay strength. Choose Light, Dark, or the system appearance. Add a photo as your chat avatar and adjust it using the circular preview. Text adjusts to help it stay readable over your photo or color background. Watch the setup guide
Choose what appears in chat
Open Recording in More to choose the chat history range or hide Kotori’s chatter. The range applies on the next launch without deleting your financial records. Voice language and shortcut guidance are now together here too. See the settings
Organize categories your way
Add categories and subcategories, then adjust names, visibility, and order. Tap Edit to see the available actions together. Add and edit → Visibility and order →
📥 Import
CSV import
Import CSV data exported from other apps to migrate over.